Having a health care agent that understands your needs and cares about you is essential to feeling comfortable with the option of medical insurance you choose. Our agents are knowledgeable and prepared to guide you and your family through finding the best cost affordable medical insurance plan that meets all of your needs. Call us today to schedule an appointment or to gather more information about any of the services we offer:
Major medical insurance is designed to cover medical expenses due to severe or prolonged illness by paying all or most of the health care bills above a set amount. Lowcountry Health Brokers offer various plans from many different carriers. We can help guide you through the complicated and ever changing major medical health insurance market. We are here to help you find a rate you can afford to get the coverage you need.
Short Term Medical
Short term medical coverage is for individuals who need temporary health insurance coverage for a short period of time, usually from 30 days to six months. If you are changing jobs or in a period of transition, we have great insurance plan offerings to help make sure you are covered. Don’t go without health care protection, it’s never worth the risk. Meet with one of our qualified team members today to learn more about how we can protect you.
Short Term Disability
Injuries, surgeries, and illnesses happen every day to normal people. We like to think that it won’t happen, but why chance it? Short term disability is designed with you in mind, to protect your wallet. Your health care bills won’t wait on you, don’t wait on your paycheck.
Long Term Disability
Long term disability insurance policy protects you or your employee from loss of income in the event that you/they are unable to work due to illness, injury, or accident for a long period of time. What would you do if you could not talk, see, write, type, or drive for the next several months or even years? Where would you get income while in recovery? Let our staff help you take away the possibility of not getting a paycheck with long term disability options.
No one wants to think about death or even things related to it. Let’s face it though, it will happen to all of us. Life insurance is so much more than just a “death” policy. You can utilize this great resource for replacement income, a retirement strategy, wealth transfer, and to make sure your family is protected in the event of a life changing occurrence.
Your teeth are important, wouldn’t you agree? You need them to chew, whistle, have a great smile, and well, function daily. Why not protect them with dental insurance that allows you to get them cleaned, see a dentist regularly, and take care of problems when they arise. No one wants to go through dental work, but the pain is much worse when you have to worry about how to pay for it.
We offer various private health insurance plans sold to supplement Medicare in the United States. However, Medicare only covers a portion and can leave you exposed to paying thousands out of pocket. On a fixed income this can compound the physical challenges you may already be having. Make sure you don’t end up with thousands in debt by getting an inexpensive supplement to pick up the gap in coverage.
Medicare Advantage Plans (Part C)
The Medicare advantage plan (part C) option, offered by private companies, takes the place of original Medicare. Medicare Advantage Plans may offer extra coverage such as vision, hearing, dental and prescription coverage. Let us walk you through your options.
Medicare Drug Plans (Part D)
Prescriptions are needed for a variety of reasons; for bringing our blood pressure down to keeping our insulin in check. Medications are expensive and can be a substantial cost in retirement. With the array of plan options and the various pharmacies to choose from, how do you know your best option? Let us do our part to ensure you are not overpaying for the medications you need. We will also shop your coverages as your medications change so you can spend your retirement money on you.
Keep your eyes on the prize by keeping your vision healthy. Vision insurance will keep your peepers healthy with regular check-ins and reduced costs for lenses and services. Who doesn’t want to see the future with 20/20 vision?